Why Choose Equishastra as Your Mutual Fund Advisor?
Finding the right mutual fund advisor in Kalyan or Mumbai can be overwhelming. With thousands of schemes across 40+ AMCs, you need a trusted partner who puts your goals first — not commissions. That's exactly what Equishastra does.
Nirav Patel, founder of Equishastra, is an AMFI-registered Mutual Fund Distributor based in Kalyan, Maharashtra. With deep expertise in SIP planning, goal-based investing, and retirement wealth strategies, Nirav works with families across Kalyan, Dombivli, Thane, Mumbai, and all of India.
Our Services — All Free, All Expert
SIP Investment Planning
Start from ₹500/month. Regular SIP & step-up SIP strategies aligned with your income growth.
Retirement Planning
Build your retirement corpus. Know exactly how much you need and how long it will last.
Tax Saving (ELSS)
Save up to ₹46,800 in taxes annually with Section 80C ELSS mutual fund investments.
Child Education Fund
Plan for your child's higher education — from school to IIT/MBA. Goal-based investing.
Lumpsum Advisory
Got a bonus or inheritance? We help you invest lumpsum amounts wisely across market cycles.
Insurance Planning
Term life, health & general insurance. Protect your family from financial risks.
How It Works — 3 Simple Steps
- Step 1: Call or WhatsApp Nirav Patel at +91-91525-91995. Tell us your goals — retirement, child education, tax saving, or wealth building.
- Step 2: We create a personalized financial plan with the right mutual fund mix. Use our free calculators to see projected returns.
- Step 3: Start investing online from ₹500/month. We handle KYC, setup, and ongoing portfolio monitoring.
Areas We Serve
While we're based in Kalyan, our digital-first approach lets us serve investors across Maharashtra and India:
Start Your Wealth Journey Today
Free consultation. Zero advisory fees. AMFI-registered (ARN-318351). Serving 100+ families.
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Call Now: +91-91525-91995Frequently Asked Questions
Is my money safe with Equishastra?
Your money is never held by us. It goes directly to SEBI-regulated AMCs (SBI, HDFC, ICICI Prudential, etc.) in your name. We are a distribution intermediary — your investments are 100% in your name and protected under SEBI regulations.
What documents do I need to start investing?
Just three: PAN card, Aadhaar card, and a bank account. KYC verification takes 5 minutes online. We guide you through the entire process.
Can I track my investments online?
Yes. We set you up with portfolio tracking tools so you can see your investments, returns, and growth anytime from your phone. We also provide regular portfolio reviews and rebalancing recommendations.
Why is your advisory free?
As AMFI-registered mutual fund distributors, we receive a small commission from the AMCs (fund houses) — not from you. This is the standard distribution model in India. Your NAV, returns, and investment amount remain identical whether you invest directly or through us — but you get expert guidance, planning, and ongoing service at zero extra cost.
About Nirav Patel — Founder, Equishastra
Nirav Patel is an AMFI-registered Mutual Fund Distributor (ARN-318351) based in Kalyan, Maharashtra. He founded Equishastra with a mission to make professional wealth advisory accessible to every Indian family — not just the wealthy. His focus areas include systematic investment planning, retirement corpus building, tax-efficient investing, and family financial protection through insurance.
Whether you're a first-time investor looking to start a ₹500 SIP or a seasoned investor planning your retirement, Nirav provides honest, goal-based guidance tailored to your needs.