Equishastra Blog

Expert articles on mutual funds, SIP, retirement planning & wealth building in India. By Nirav Patel, AMFI-registered advisor.

Best SIP Plans for 2026 — Top Mutual Funds to Invest in India

By Nirav Patel · May 15, 2026 · 8 min read

Looking for the best mutual funds for SIP in 2026? We break down top-performing funds across categories — large cap, flexi cap, mid cap, ELSS and index funds. Learn which funds suit your goals and how to build a diversified SIP portfolio.

Read Full Article →
Best SIP 2026 Top Mutual Funds SIP Planning

SIP vs FD vs PPF — Which is the Best Investment in 2026?

By Nirav Patel · May 15, 2026 · 7 min read

Should you invest in SIP, fixed deposit, or PPF? We compare returns, tax implications, risk and liquidity side by side. Find out which investment option is right for your financial goals in 2026.

Read Full Article →
SIP vs FD PPF vs Mutual Fund Investment Comparison

Tax Saving with ELSS Mutual Funds — Section 80C Guide for 2026

By Nirav Patel · May 15, 2026 · 6 min read

Save up to ₹46,800 in taxes every year with ELSS mutual funds under Section 80C. Learn how ELSS works, its 3-year lock-in, top ELSS funds for 2026, and why it beats PPF, FD and NPS for tax saving.

Read Full Article →
ELSS Tax Saving Section 80C Tax Planning

How to Become a Crorepati with SIP — ₹1 Crore Wealth Plan

By Nirav Patel · May 15, 2026 · 7 min read

₹1 crore with SIP is not a dream — it's math. Exact monthly SIP amounts for every target, the 8-4-3 compounding rule, step-up SIP strategy, and your age-wise crorepati plan. Hindi guide included.

Read Full Article →
Crorepati Plan 1 Crore SIP 8-4-3 Rule

Child Education Fund Planning — How Much to Save for IIT, MBBS, MBA?

By Nirav Patel · May 15, 2026 · 8 min read

Education costs are rising at 10-12% per year. Plan your child's IIT, MBBS, MBA or abroad studies with the right SIP strategy. Education cost tables, SIP amounts, and Sukanya Samriddhi comparison included.

Read Full Article →
Education Fund Child Planning IIT MBBS Fees

NPS vs Mutual Fund for Retirement — Which is Better in 2026?

By Nirav Patel · May 15, 2026 · 7 min read

Complete comparison of NPS vs mutual fund SIP for retirement planning. Tax benefits (80CCD), returns, lock-in, annuity rules, and the optimal strategy that uses both for maximum benefit.

Read Full Article →
NPS vs SIP Retirement Planning 80CCD Tax Benefit