Equishastra Blog
Expert articles on mutual funds, SIP, retirement planning & wealth building in India. By Nirav Patel, AMFI-registered advisor.
By Nirav Patel · May 15, 2026 · 8 min read
Looking for the best mutual funds for SIP in 2026? We break down top-performing funds across categories — large cap, flexi cap, mid cap, ELSS and index funds. Learn which funds suit your goals and how to build a diversified SIP portfolio.
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Best SIP 2026
Top Mutual Funds
SIP Planning
By Nirav Patel · May 15, 2026 · 7 min read
Should you invest in SIP, fixed deposit, or PPF? We compare returns, tax implications, risk and liquidity side by side. Find out which investment option is right for your financial goals in 2026.
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SIP vs FD
PPF vs Mutual Fund
Investment Comparison
By Nirav Patel · May 15, 2026 · 6 min read
Save up to ₹46,800 in taxes every year with ELSS mutual funds under Section 80C. Learn how ELSS works, its 3-year lock-in, top ELSS funds for 2026, and why it beats PPF, FD and NPS for tax saving.
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ELSS Tax Saving
Section 80C
Tax Planning
By Nirav Patel · May 15, 2026 · 7 min read
₹1 crore with SIP is not a dream — it's math. Exact monthly SIP amounts for every target, the 8-4-3 compounding rule, step-up SIP strategy, and your age-wise crorepati plan. Hindi guide included.
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Crorepati Plan
1 Crore SIP
8-4-3 Rule
By Nirav Patel · May 15, 2026 · 8 min read
Education costs are rising at 10-12% per year. Plan your child's IIT, MBBS, MBA or abroad studies with the right SIP strategy. Education cost tables, SIP amounts, and Sukanya Samriddhi comparison included.
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Education Fund
Child Planning
IIT MBBS Fees
By Nirav Patel · May 15, 2026 · 7 min read
Complete comparison of NPS vs mutual fund SIP for retirement planning. Tax benefits (80CCD), returns, lock-in, annuity rules, and the optimal strategy that uses both for maximum benefit.
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NPS vs SIP
Retirement Planning
80CCD Tax Benefit